Credit cards: teach your child how to use them responsibly

Teach-your-child-how-to-use-credit-cards-responsibly

Teaching your children about credit cards is as important as teaching them manners, proper work ethics or explaining the effects of using drugs and alcohol – all of these will help them grow into responsible adults. It’s always a good idea to lead by example and not fall into the debt trap that takes you years to repay. Many teens are excited at the prospect of getting a credit card, albeit often for the wrong reasons. Battle their misconceptions early and they will learn how to use credit cards properly,…

How to qualify for a credit card

credit-card

Getting a credit card is not as simple as filling out a form and getting approved. You need to meet a set of criteria set out by the credit card provider to be eligible to fet one. Knowing what steps you need to take to get an approval will save you the hassle in case you do not qualify and if you do, it will help you get through the application process faster and more efficiently. Make sure you are old enough to get a card. The legal age to…

Things to consider before signing up for a dental insurance

Things-to-consider-before-signing-up-for-a-dental-insurance

At some point all of us probably asked ourselves a question on whether we should sign up for dental insurance. Be it because the dentist spotted something during your last checkup or because a friend incurred significant expenses for having their teeth fixed and did not have insurance coverage. No matter the reason, the question stays the same – shall I or shall I not sign up for dental insurance? To help you answer this question, we collected several things to consider before you sign up for dental insurance. According…