Are You Ready To Buy a New Home?

buy new home

Are you considering buying a new home but are unsure whether you can afford it? Many people are. Below a list of tips that will help you analyze your situation and decide what you need to do to get ready. Analyze your debt If you have any high interest debt, like credit card debt, it might be a wise idea to repay it before buying a home. When you buy a home, mortgage is not the only cost you will have – you will also be responsible for maintenance, repairs,…

Insurance Mistakes You Want to Avoid

insurance mistakes

When thinking about insurance, it’s key to realize that having insurance is very important. That said, you want to be correctly and appropriately insured as having too little or too much insurance might have a significant financial impact. Below we explore the main mistakes to avoid when taking up and insurance. Deciding to not have a basic insurance Trying to save money by not taking up any insurances is a mistake you do not want to make. There are a few basic insurances that one needs to have (and some…

How to know it’s time to look for a new credit card

new credit card

According to a number of surveys, over 25 million consumers have had their favorite credit card for over 10 years. While keeping the same credit card for an extended period might be easy, chances are there are better options out there now that would suit your changing lifestyle better. Not sure whether you should look for a new credit card? Our tips below will help you decide. Your Interest Rate Is Very High. Before you switch to a new CC check with your provider if you can negotiate a better…