A Fairer System
This approach means that drivers are not punished with higher premiums due to the existence of bad drivers nor for the other factors they cannot prevent. Take age as the classic example: in the US, car insurance tends to be most expensive for drivers younger than 25 and older than 70. For Root, no matter the age of the customer, their gender, or their marital status, if they drive well, their insurance will be cheaper. Using this system, Root claims that good drivers can save up to $900 per year.