5 Things To Know if You are Considering Vision Insurance

Things-To-Know-if-You-are-Considering-Vision-Insurance

When it comes to regular checkups few people will add eye doctor to this list. At any stage of life – from childhood to senior years – having your eyes checked should be a regular routine. Many people think their eyesight is just fine until they put their first pair of glasses: than they see the world clearly for the first time in years. Vision is essential medical need, but unfortunately is sometimes overlooked when it comes to choosing a health insurance provider. Vision insurance may or may not be…

Things to consider before signing up for a dental insurance

Things-to-consider-before-signing-up-for-a-dental-insurance

At some point all of us probably asked ourselves a question on whether we should sign up for dental insurance. Be it because the dentist spotted something during your last checkup or because a friend incurred significant expenses for having their teeth fixed and did not have insurance coverage. No matter the reason, the question stays the same – shall I or shall I not sign up for dental insurance? To help you answer this question, we collected several things to consider before you sign up for dental insurance. According…

Something to write home about – the definitive guide to mortgages

guide-to-mortgages

Unless you’re royalty or part of the Hollywood A-List set, there’s a good chance that, at some point, you’ll need a guide to mortgages in order to buy a home.  For most of us, this is the biggest financial commitment we’ll ever make and one which should never be taken lightly.  A mortgage – literally translated as ‘death pledge’ is a loan which is granted by a bank for a home purchase and is repaid over an average of 25 years.  The loan or mortgage is guaranteed by the property…

How much insurance protection do you really need?

insurance-protection

It was recently revealed that American stalwart, Starbucks, pays out more in employee health insurance protection than it does on its coffee.  Although health insurance is an essential part of life, we now live in a world where pretty much anything and anyone can be insured – from treasured possessions to body parts.  With the baffling array of insurance options available, it’s easy to get confused about which ones – and how much – you need as a regular citizen.  To help untangle the web of insurance options, we’ve put…

The Definitive Guide To Buying A Home

buying-a-home

So, you’ve decided that it’s time for buying a home.  For many people, the prospect of buying their first home can be daunting and filled with endless documents featuring indecipherable language.  If you don’t know your amortization from your appraisal, don’t panic – we’ve put together the following guide to tell you (almost) everything you need to know. Money, money, money Before you start browsing those real estate sites, it’s time for a reality check.  Shopping for your first home can be really exciting but, first, you need to take…

Ain’t nothing going on but the rent – is buy to let a good idea?

buy-to-let

We’re always told that, when it comes to investment, the smart money’s on property; something that became apparent with the introduction of specialist buy to let mortgages in the 1990s.  There’s no doubt that property is still a sound investment but, with increased regulations and guidelines, is buy to let still all it’s cracked up to be?  We’ve put together our guide to everything you need to know before embarking on a buy to let purchase. Put simply, buy to let is the process whereby an individual purchases a property…