How to finance your college degree without getting into debt

How to finance college

Education is important and will help you stand on your feet better once you have graduated from college. It is, unfortunately, also very expensive. Most people cannot afford paying for their education from their savings and need to find alternative ways to finance their education. Student loans are a seemingly easy way to get the education one wants without having to work too hard during studies. They do, however, come with a high price and can influence your life in a multitude of ways after you graduate. Before you go…

Something to write home about – the definitive guide to mortgages

guide-to-mortgages

Unless you’re royalty or part of the Hollywood A-List set, there’s a good chance that, at some point, you’ll need a guide to mortgages in order to buy a home.  For most of us, this is the biggest financial commitment we’ll ever make and one which should never be taken lightly.  A mortgage – literally translated as ‘death pledge’ is a loan which is granted by a bank for a home purchase and is repaid over an average of 25 years.  The loan or mortgage is guaranteed by the property…

The Definitive Guide To Buying A Home

buying-a-home

So, you’ve decided that it’s time for buying a home.  For many people, the prospect of buying their first home can be daunting and filled with endless documents featuring indecipherable language.  If you don’t know your amortization from your appraisal, don’t panic – we’ve put together the following guide to tell you (almost) everything you need to know. Money, money, money Before you start browsing those real estate sites, it’s time for a reality check.  Shopping for your first home can be really exciting but, first, you need to take…

Ain’t nothing going on but the rent – is buy to let a good idea?

buy-to-let

We’re always told that, when it comes to investment, the smart money’s on property; something that became apparent with the introduction of specialist buy to let mortgages in the 1990s.  There’s no doubt that property is still a sound investment but, with increased regulations and guidelines, is buy to let still all it’s cracked up to be?  We’ve put together our guide to everything you need to know before embarking on a buy to let purchase. Put simply, buy to let is the process whereby an individual purchases a property…